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now debt and mortgage free

I disappeared from here about a year ago whilst moving to wales 
in the year we moved we were about to get out of debt and pay off the 45,000 mortgage we had to tae out to get our presnt house 
so now to find a new forum to join to help me stay out of debt

Comments

  • EimearF
    EimearF Posts: 203 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Congratulations! I have found that staying in here has helped keep me on track and you can share your tips on how you did it. 
    Light Bulb Moment 13/09/17: Non- Mortgage Debt £42295; 01/04/19: £13645; 01/10/19: £9707; 01/11/19: £5525; 14/01/20: £883
    27/01/20: DEBT FREE!!!

    Mortgage Free Wannabee: £58595 to pay by August 2025
  • mumtoomany
    mumtoomany Posts: 1,600 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Aaleigha, good to hear from you. Did you move to the house that you were looking at in the end? Not far from me. How are you enjoying Welsh life, and all the rain? Mumtoomany.
    Frugal Living Challenge 2026.
    Living on £8000. £843.68/£8000.
    Saving extra £365, interest beater challenge. £10.01/£365


  • EssexHebridean
    EssexHebridean Posts: 26,373 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congratulations - a lovely happy story amongst the doom and gloom, well done!
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Well done i wish it was me ;)

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