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Just been made redundant

I have an outstanding loan of £11000 with Loylds Bank, repayments are £300 a month, is there any help to reduce this or write some off with out effecting my eligibility to renew my mortgage?


Comments

  • [Deleted User]
    [Deleted User] Posts: 35,383 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Any missed payments will be marked on your credit files, but contact them to see what sort of repayment plan they can offer.

    You will probably need to remain on your current mortgage for a while until you've resolved the arrears and got stable again.
  • DCFC79
    DCFC79 Posts: 40,644 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I have an outstanding loan of £11000 with Loylds Bank, repayments are £300 a month, is there any help to reduce this or write some off with out effecting my eligibility to renew my mortgage?


    Speak to them would be my first port of call.

  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Mortgages aren't renewed. They run for the full term over which the money was borrowed. In terms of mortgage product you should renew online with your lender and choose from the products available to you. . 
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