New Personal Pension That Allows Employer Contributions

craignmick

Hi There, Does anyone know of a pension provider allowing me to open a personal pension and allowing my employer to make contributions?
Any help would be appreciated.

Thrugelmir

Will be the case for most personal pension plans. 

craignmick

Hi, I thought so too. But the majority don't. I am finding it really hard to open a new pension and they allow employer contributions

Linton

The problem isn't the pension, it's the employer.  Most dont have the IT and procedures to cope with every employee having a different pension provider. Also, by working with one provider an employer may be able to negotiate a special deal with reduced charges.

xylophone

https://www.hl.co.uk/pensions/contributions/employer

JoeCrystal

craignmick said:

Hi, I thought so too. But the majority don't. I am finding it really hard to open a new pension and they allow employer contributions

Is there a problem with the auto-enrollment pension scheme offered by the employer? Should that be your first port of call?

george4064

xylophone said:

https://www.hl.co.uk/pensions/contributions/employer

You're right in saying that HL do offer SIPPs where employers can contribute directly into an employee's SIPP, however the important bit is that the employer needs to be on board with the idea. So OP would need to persuade their employer to be on board with the idea.

dunstonh

Hi, I thought so too. But the majority don't. I am finding it really hard to open a new pension and they allow employer contributions

Pretty much all retail pensions allow employer contributions.   So, either you are asking the wrong questions or they are mistaking what you are asking for.

It may help to clarify what you mean by employer contributions.  For example, is this a director wanting to pay into the pension from their own company or a pension to comply with auto-enrolment rules?  The former would see all pensions do it. The latter would only be auto-enrolment/group schemes and it would need the employer to sort it.     

bowlhead99

craignmick said:

Hi, I thought so too. But the majority don't. I am finding it really hard to open a new pension and they allow employer contributions

I use AJBell Youinvest and they allow employer contributions. In fact every time I make a contribution they ask whether it's a personal one or an employer one. Years ago I had a direct debit set up which they had accidentally thought was an employer one, so weren't claiming the tax relief for me. Fixed as soon as I queried it, but clearly they are set up for it.

Prism

To add to Bowlhead99's example I also you Youinvest and have a monthly direct debit set up as an employer contribution and sometimes also make adhoc personal contributions.

cloud_dog

Fidelity also allow employer contributions.