Unenforceable Debt - What Now?

S951HS951H Forumite
1 Post
Newbie
I have had confirmation from both Cabot and Idem that my debt is unenforceable after requesting CCA's. Is there a template I can use to write to them to inform them that I will be stopping payments until the CCA's can be found? Has anybody had anything happen after payments have stopped?

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