Lack of contact

SIM

I'm a bit concerned about the lack of contact I've had from the OR since I was made bankrupt in June 2019. I originally signed a council tax and NT code IPA, but this agreement was only until Jan 2020 which has now passed. My tax code from work has not changed to NT and I have had no contact instructing me to pay the council tax. I've had contact with the OR office around other things and have asked on more than one occasion about whether I should be doing anything. I will be coming up to discharge at the beginning of June but am worried that I'll get an IPA letter or bill for the council tax at the last minute. Any one have any advice or experienced similar?

mwarby

I'm not sure about the NT IPA but in general you have to agree to the IPA. The longer they leave it the more chance they have of running out of time, especially if you don't agree to an IPA and force them to go to court for it. You will get a council tax bill, bankruptcy only wipes out the outstanding council tax for the year you were declared bankrupt (April 2019 - April 2020) not the whole time you are bankrupt

Minkym00

Presumably you don't have surplus income then?

SIM

No, I don't. But the OR has not got back to me on anything really, so don't know whether it's best not to 'poke the bear' so to speak and hope to get through to June and be discharged....

mwarby

Likely the OR has concluded that there will be no funds to distribute and no chance of IPA as things stand. Given that your case is probably parked awaiting automatic discharge or change of circumstances