between a northern rock and a hard place!!

brodie_3

I need help and advice from someone about northern rock. I have been on a dmp since april with no problems at all then I get a letter from northern rock wanting financial update in sept. When they realised that no increase in payment was forthcoming they phoned me saying even a £5 would do if I sent it separately from the cccs. I sent them a recorded letter stating the OFT section 2.5 and 2.6f (they cannot hassle me for payment) and received a confirmation that my complaint would be dealt with within 8 weeks! Today I received a letter saying I now have to pay them the full payment amount and when I phoned them to say I cannot increase payment at the moment the guy started telling me how I could cut back with certain things and if I did not pay extra they would put a charge on my house. He would not give me his name when I got mad...CCCS say ignore them and the debt will likely be passed to someone else, but I find it hard just doing nothing. why can they not be happy with the payment they get every month?

itsnever2lateisit?

I think the advice from CCCS is sound, all creditors will from time to time try to accelerate repayment of debt, and NR are trying to scrape together £24bn to repay their debts:D

brodie_3

very good!! should I just ignore them?

brodie_3

they were obviously happy with my SOA 6 months ago. I just do not want to be taken to court. Thanks for advice

Broken_hearted

Its ok Blair Oliver Scott were taking us to court and that would mean there would be added costs incurred by us. We said ok fine our payments are £x and SOA shows thats all we can afford. Strangly enough they've backed down, payment set for another 6 months.
The treats can be scary at first but as long as you are doing your best all they are is threats.

brodie_3

going to court is scary as I live in a small place where everyone knows everyone and will probably find out.Even though I have had my LBM I still feel embarrassed about my debts and have only told my partner about them.
I still find it sad that companies continue to hasle people even though the OFT states they are not supposed to do this.