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Mortgage with 3 old defaults

hse2009
hse2009 Posts: 4 Newbie
First Post
in Mortgages & endowments
Hello
just after a little bit of advice before we meet with a mortgage broker In a couple of weeks. Me and husband looking for approx 75% LTV mortgage. He has a perfect score mine is 860 on Experian but I have 3 old defaults.
1. £400 for Ee feb 2016
2. £390 for Three sep 2016
3. £24 for cashplus prepaid MasterCard may 2015

everything since is fine pay cc off in full each month ect no debt. 

Will we get a mortgage on a good rate with my previous defaults? 

Thank you :) 

Comments

  • ACG
    ACG Posts: 24,690 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I would expect this to go through at normal rates. If they are satisfied you have a better chance, but I think you will be fine in any event. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • roosterpotatoes
    roosterpotatoes Posts: 563 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I'd expect this to go through fine too.  Just be as honest as you can 
  • hse2009
    hse2009 Posts: 4 Newbie
    First Post
    Thank you guys :) 
    they are all settled. Thanks for your replies :) 
This discussion has been closed.
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