We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Mortgage with 3 old defaults

hse2009
hse2009 Posts: 4 Newbie
First Post
in Mortgages & endowments
Hello
just after a little bit of advice before we meet with a mortgage broker In a couple of weeks. Me and husband looking for approx 75% LTV mortgage. He has a perfect score mine is 860 on Experian but I have 3 old defaults.
1. £400 for Ee feb 2016
2. £390 for Three sep 2016
3. £24 for cashplus prepaid MasterCard may 2015

everything since is fine pay cc off in full each month ect no debt. 

Will we get a mortgage on a good rate with my previous defaults? 

Thank you :) 

Comments

  • ACG
    ACG Posts: 24,859 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    I would expect this to go through at normal rates. If they are satisfied you have a better chance, but I think you will be fine in any event. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • roosterpotatoes
    roosterpotatoes Posts: 563 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I'd expect this to go through fine too.  Just be as honest as you can 
  • hse2009
    hse2009 Posts: 4 Newbie
    First Post
    Thank you guys :) 
    they are all settled. Thanks for your replies :) 
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture