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Help what do I do if account is frozen
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bluejojo
Posts: 20 Forumite

Hi everyone.
I'm going to go bankrupt next week. I have already down graded my natwest account to a basic account as they said I can still bank with them but just wondering what do I do if my bank account gets frozen when I have wages and child benefit coming in and direct debits going out? Should I withdraw all my money or leave money in to cover direct debits etc. If I leave money in for Bill's will the Receiver take it? Also from when the process starts how long before I can open another account? Thanks
I'm going to go bankrupt next week. I have already down graded my natwest account to a basic account as they said I can still bank with them but just wondering what do I do if my bank account gets frozen when I have wages and child benefit coming in and direct debits going out? Should I withdraw all my money or leave money in to cover direct debits etc. If I leave money in for Bill's will the Receiver take it? Also from when the process starts how long before I can open another account? Thanks
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Comments
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If your account gets frozen you can call up and if they allow you to keep it they will just unfreeze it but some don't even freeze the account.
You can request a new bank account the day you submit the BR application.
You can withdraw money for living expenses but my account was frozen one day I called the next and it was unfrozen so if they allow you to keep it you will be fine.
The OR won't take money from your account, unless you have a large amount in your account that you haven't explained.1 -
I will probably leave £800 in for rent and other dds x0
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