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First time buyer bank statements.
Theotherside2
Posts: 2 Newbie
Hi ,
Currently my partner and myself are getting ready to see the mortgage broker to look at getting a DIP.
I've had a look at all the issues that can come up with having gambling etc on bank statements. I had a go at trading via a platform in the last 3 months with some success, the payments are clearly visible on my statements with some some small credits back to the account..
My question is will this be an issue?
We have around £20k saved our household income is around £60k and are looking to buy around £180k
Currently we pay rent at £700 a month we have never missed any payments for phones, rent, car loan with both of us having the maximum possible score on our experian reports. We also have no credit cards or overdrafts.
I'm starting to worry this will upset the application and I'm starting to think we should hang off a few months.
Any advice would be appreciated.
Currently my partner and myself are getting ready to see the mortgage broker to look at getting a DIP.
I've had a look at all the issues that can come up with having gambling etc on bank statements. I had a go at trading via a platform in the last 3 months with some success, the payments are clearly visible on my statements with some some small credits back to the account..
My question is will this be an issue?
We have around £20k saved our household income is around £60k and are looking to buy around £180k
Currently we pay rent at £700 a month we have never missed any payments for phones, rent, car loan with both of us having the maximum possible score on our experian reports. We also have no credit cards or overdrafts.
I'm starting to worry this will upset the application and I'm starting to think we should hang off a few months.
Any advice would be appreciated.
0
Comments
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What's the spend over that three month period and when did it end?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Around £700 (this was from savings but went through my current account) and the last payment was around the middle of FEB0
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