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Remortgage rate

Joseyjones
Posts: 2 Newbie
Hi all
currently on a fixed rate of 4.2% I can switch now as no charges too with current lender the best they can do is 2.57% fixed for 5 years saving of £200 a month because it's a mere switch of product it's just a just a soft credit search and free online valuation so less stress and straight forward is 2.75% fixed for 5 years a good deal ?? Have no plans to sell in the next 5 years and only brought house 1 year a go
currently on a fixed rate of 4.2% I can switch now as no charges too with current lender the best they can do is 2.57% fixed for 5 years saving of £200 a month because it's a mere switch of product it's just a just a soft credit search and free online valuation so less stress and straight forward is 2.75% fixed for 5 years a good deal ?? Have no plans to sell in the next 5 years and only brought house 1 year a go
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