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new debt free wannabe

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Hi all I have been registered on this site for a while but its taken a while to look at all my debt and become proactive and get it gone. Its about 21K which I can't beleive its that bad. anyway - always on the look out for tips and stuff.
Competitions won 2007- Nothing.
£2008 for 2008 member 365 - total to date - £10 debenhams voucher. £15 john lewis voucher £10 pixmania.:j

Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Post up a SOA and we'll see if there are any savings to be made
    http://forums.moneysavingexpert.com/showthread.html?t=107280

    Well done on getting things underway.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    :D Hi and welcome to the forum.

    As the OP has said stick up your SOA with all your incomings and outgoings and also list your debts and APRs and you will find lots of fab advice comes your way.

    After listing mine I managed to reduce my outgoings by around £150.:D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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