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Home insurance
Sncjw
Posts: 3,567 Forumite
Hi our mortgage advisor advised us to get home insurance in place for the property we are buying. We haven’t had a mortgage offer yet and worried that there will be more footprint on our credit files. He did so a quote from the insurance they provide.
Would looking for more quotes affect it bearing in mind we opened a joint current account yesterday and my partner also opened a current account with them yesterday.
Thank you
Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.
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Comments
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I think it only results in a credit search if you go ahead with a specific application and that includes credit i.e. you want to pay monthly rather than upfront. Using the comparison sites doesn't do anything (you don't need to put in personal details for those anyway).
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