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best way to tackle credit card debt
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Yeah her nursery is free. She gets 30 funded hours a week as she is 3.
The roof is leaking actually and we have damp everywhere! The house was built in 1900 !
tackling credit card debt starting Feb 2020
HSBC £3400 £3251
Santander £4400 £4188
Fluid £650 £330
Emergency fund £580/£10000 -
Can you get that fluid card paid off and closed quickly from the next months paycheck ? Pay the minimums on everything, sell anything you dont need on ebay. Get that £650 done and closed ?jagger86 said:Yeah her nursery is free. She gets 30 funded hours a week as she is 3.
The roof is leaking actually and we have damp everywhere! The house was built in 1900 ! I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert
Baby Step 6/7 . £18000 saved and invested. £47,000 deposit paid on new home DEBT FREE !!!1 -
I possibly could have but as of next week I have no job! So need to survive on husbands earnings for the time being. It's going to be very difficult to find a new job in the current climate and I can only work until 1pm each day as thats when he goes to work and schools / nurseries closed! Arghhh!tackling credit card debt starting Feb 2020
HSBC £3400 £3251
Santander £4400 £4188
Fluid £650 £330
Emergency fund £580/£10000 -
In this current climate stop overpaying and keep your cash. Speak to your creditors they are working with people losing jobs as a result of this. Hopefully this passes quickly.
Im so sorry this happened to you. We are all praying this ends soon.Light Bulb Moment 13/09/17: Non- Mortgage Debt £42295; 01/04/19: £13645; 01/10/19: £9707; 01/11/19: £5525; 14/01/20: £883
27/01/20: DEBT FREE!!!
Mortgage Free Wannabee: £58595 to pay by August 20252 -
Thanks for the advice all - this month we we have just put £580 into an emergency cash fund this month which was overflow extra from our usual let's pretend we have 3k a month coming in. (I have still been paid this month)
It feels weird not snowballing it onto one of the credit cards but recognise the need for an emergency fund now more than ever!
We have some refunds coming our way from cancelled events/stag/hens etc so will pay these onto the credit card when they come.tackling credit card debt starting Feb 2020
HSBC £3400 £3251
Santander £4400 £4188
Fluid £650 £330
Emergency fund £580/£10001
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