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Empty Bank Account & Head & Heart

Where to begin?
I have been reading for almost 3 years but maybe now is the time to start my own diary to give me some sort of focus on my future. 

Comments

  • Hi Mrs Numpty, 
    welcome to the forum. I find so much motivation being here, I hope you do too. Why don’t you post a list of your debts, and maybe an SOA too. That way people can give advice relating to your situation. Do you have any goals for your journey to becoming debt free? I have targets for each of my debts in terms of when I will get them paid off. I also find the challenges, like ‘1 debt vs 100 days’ really helpful to keep working hard on paying off debt

    <a rel="nofollow" href="https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1">https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1</a>

    True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



  • Welcome Mrs, Am sure you aren't a numpty and we have all been there, hence being here ;) 

    Big hugs XXX 
    Nevertheless she persisted.
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