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Bankruptcy, OR bank Accounts.

HI:

I'm considering declaring BR. I need to know if I d not declare all my bank accounts to the OR, do they have any means of finding out which banks I have accounts with ?
Is there like a central database of bank account numbers that they can access to discover such information ?
I hope someone here knows the answer to this .

Many Thanks, Jan

Comments

  • You would be sensible to be honest and open with the O.R.
    They can access anything they need to and go back as far as they like 
  • You would be sensible to be honest and open with the O.R.
    They can access anything they need to and go back as far as they like 
    I understand your advice, but my question remains unanswered. Can the OR discover where you may have accounts ?
  • No one on this forum will encourage you to  commit fraud. 
    I will not reply to any of your future threads 
  • Minkym00
    Minkym00 Posts: 791 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    It’s not the OR that freezes your bank account, it's the banks themselves.
  • Yes, the OR can discover where you have bank accounts. As you have been advised, lying to the OR is very unwise.
  • KPB
    KPB Posts: 10 Forumite
    Tenth Anniversary Combo Breaker First Post
    Hi
    Just had email saying bankruptcy has been approved, do I open new basic bank account now or wait until I've had my interview with the official receiver.
    Thanks 
  • sourcrates
    sourcrates Posts: 31,674 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    KPB said:
    Hi
    Just had email saying bankruptcy has been approved, do I open new basic bank account now or wait until I've had my interview with the official receiver.
    Thanks 
    Do it now, i hope you have withdrawn enough cash to see you through in the meantime ?
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • KPB
    KPB Posts: 10 Forumite
    Tenth Anniversary Combo Breaker First Post
    Thanks sourcrates, any suggestions on the best bank/building societies to go with, my accounts at the minute are Santander & Monzo, I do owe Santander though. 
  • mwarby
    mwarby Posts: 2,049 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Nationwide were quite decent to me, they give you contactless apple and Android pay. Other banks will doubtless offer the same.
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