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Bankruptcy, OR bank Accounts.

Nantong
Posts: 3 Newbie

HI:
I'm considering declaring BR. I need to know if I d not declare all my bank accounts to the OR, do they have any means of finding out which banks I have accounts with ?
Is there like a central database of bank account numbers that they can access to discover such information ?
I hope someone here knows the answer to this .
Many Thanks, Jan
I'm considering declaring BR. I need to know if I d not declare all my bank accounts to the OR, do they have any means of finding out which banks I have accounts with ?
Is there like a central database of bank account numbers that they can access to discover such information ?
I hope someone here knows the answer to this .
Many Thanks, Jan
0
Comments
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You would be sensible to be honest and open with the O.R.
They can access anything they need to and go back as far as they like0 -
luvchocolate said:You would be sensible to be honest and open with the O.R.
They can access anything they need to and go back as far as they like0 -
No one on this forum will encourage you to commit fraud.
I will not reply to any of your future threads0 -
It’s not the OR that freezes your bank account, it's the banks themselves.1
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Yes, the OR can discover where you have bank accounts. As you have been advised, lying to the OR is very unwise.1
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Hi
Just had email saying bankruptcy has been approved, do I open new basic bank account now or wait until I've had my interview with the official receiver.
Thanks0 -
KPB said:Hi
Just had email saying bankruptcy has been approved, do I open new basic bank account now or wait until I've had my interview with the official receiver.
ThanksI’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Thanks sourcrates, any suggestions on the best bank/building societies to go with, my accounts at the minute are Santander & Monzo, I do owe Santander though.0
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Nationwide were quite decent to me, they give you contactless apple and Android pay. Other banks will doubtless offer the same.
1
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