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Where to put additional contributions
Comments
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3 Next year only £9k
So the maximum you can contribute next tax year is £7200 and £1800 in tax relief will be added.
This year you can contribute up to £36K , including tax relief and employers contributions, so looks like you should make the lump sum contribution now.
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So my initial assumption that it needs to be done this tax year was correct, and carry forward is a red herring? In that case it will probably be a SIPP and hold in cash until an IFA is appointed. Am I right that HL will make no charge to receive, hold and transfer out?
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