We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Dmp and mortgage
sltdebt
Posts: 1 Newbie
Hello everyone! My first ever post on here. I entered a dmp in 2013. Its was settled a year ago and I have no defaults on my credit file. My Experian and Equifax report show no trace of the dmp at all. My TransUnion is showing two accounts with AP markers, the last one was registered Jan 2016 since then all green ticks. My current mortgage provider is nationwide and I have held a mortgage with them for 13 years and have never missed a payment. I also hold a cc with them and again no missed payments at all. I am looking for a LTV of 65 percent on a new home. What are my chances of getting a mortgage with nationwide? Or at a decent rate through a broker. It would be a joint mortgage. Husband has no credit issues at all. Do nationwide search TransUnion? Most post say it’s Experian that they check.
0
Comments
-
Why not give them a call and ask them?
I would expect you to be able to get normal rates even with the AP markers showing - good deposit, low LTV, historic issues where they are showing.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards