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CCJ Discharged?
Cull92
Posts: 1 Newbie
Can anyone tell me what this means I have 2 CCJs from 2016 and on clearscore underneath the start date they both say 'Discharged'. I haven't paid anything towards them and I've had a look on google but it seems this is usually to do with when you file for bankruptcy which I havent?
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Comments
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Usually a discharge order is approved by the court when you go bankrupt, so your creditors cannot ask you to pay any judgments you had previously.
If you are not an undischarged bankrupt, then it could be an error, but, don`t be too hasty, as things stand, your judgments are noncollectable, so this is to your advantage.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1
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