New boiler finance with poor credit

My boiler has finally died today and i need a new one. some companies offer a new boiler with the possibility of paying monthly on credit. However i have a poor credit rating and cannot afford a new boiler. What should I do? Are there reputable companies who would offer boiler finance to poor credit customers? Thank you

Comments

  • DCFC79
    DCFC79 Posts: 40,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 12 February 2020 at 9:38PM
    Jennyrs said:
    My boiler has finally died today and i need a new one. some companies offer a new boiler with the possibility of paying monthly on credit. However i have a poor credit rating and cannot afford a new boiler. What should I do? Are there reputable companies who would offer boiler finance to poor credit customers? Thank you
    You have a poor credit history not rating.
    You say poor credit but who says its poor ? 
    Whats exactly on your credit file ?
    Have you got a quote for a new boiler ?
    Try a local gas  fitter than say British Gas but thats my opinion. 
  • Jennyrs said:
    My boiler has finally died today and i need a new one. some companies offer a new boiler with the possibility of paying monthly on credit. However i have a poor credit rating and cannot afford a new boiler. What should I do? Are there reputable companies who would offer boiler finance to poor credit customers? Thank you
    What is poor about your credit history?
    "We act as though comfort and luxury are the chief requirements of life, when all that we need to make us happy is something to be enthusiastic about” – Albert Einstein
  • Have you had a look to see if their are any current offers around for any grants and if you qualify?
  • Is the current boiler definitely Norwegian Blue dead or could it be patched up?
  • fred246
    fred246 Posts: 3,620 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Installing new boilers is so lucrative and easy that nobody wants to fix them anymore. Phone as many plumbers as you can and ask for a free quote for a new boiler. When they hear the words "new boiler" they will be straight there. Get chatting and ask them all if it could be fixed.
  • DCFC79
    DCFC79 Posts: 40,619 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Maybe it's not bad as the OP thought since they haven't replied.
  • I have just had a new boiler fitted by EON for £273 under their affordable warmth scheme I own my own home and my boiler was still working but it was 15 years old and was not a condesing one you have to be claiming certain qualifying benefits and they don’t ask about income just go on their website and check if you qualify it only took me 4 weeks from start to finish they also flushed the system and installed new radiator thermostats. Good luck 
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