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Precise offer and HTB

13

Comments

  • Toodlepips
    Toodlepips Posts: 35 Forumite
    10 Posts Name Dropper
    Application has gone in today with Precise, just out on interest does anyone know if they accept gifted deposit? Hubby seems to remember seeing somewhere on their site that they don't and the money needs to come from us, if so then thats a problem! 
  • Damien83
    Damien83 Posts: 16 Forumite
    10 Posts Name Dropper
    Gifted deposit is fine, I know because my brother gifted me mine :)
  • Damien83
    Damien83 Posts: 16 Forumite
    10 Posts Name Dropper
    That's similar to us 2 years fixed then main stream.

    We have a 12th March (I am off to Florida on the 16th so hope it isnt delayed 🙄
  • onthemend88
    onthemend88 Posts: 258 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    @Damien83 we were in Florida in October and had the most amazing time! Where are you staying? 
    First Time Buyer
    AIP 18/02/2020 - Full Application 25/02/2020 - Valuation - 16/03/2020
    17/03/2020 - Mortgage Offer Issued
    23/03/2020 - LOCKDOWN
    19/06/2020 - Exchange of Contracts
    07/08/2020 - Officially Homeowners
  • onthemend88
    onthemend88 Posts: 258 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    @Toodlepips Good luck! Hopefully our full app going in next week so we can keep each other updated. 
    First Time Buyer
    AIP 18/02/2020 - Full Application 25/02/2020 - Valuation - 16/03/2020
    17/03/2020 - Mortgage Offer Issued
    23/03/2020 - LOCKDOWN
    19/06/2020 - Exchange of Contracts
    07/08/2020 - Officially Homeowners
  • Damien83
    Damien83 Posts: 16 Forumite
    10 Posts Name Dropper
    Going with the lads and just driving to Miami, Key west, Tampa, and then take an internal flight to Texas :) love the states and believe I am around 17 states visited 
  • Damien83
    Damien83 Posts: 16 Forumite
    10 Posts Name Dropper
    onthemend88 said:
    @Toodlepips Good luck! Hopefully our full app going in next week so we can keep each other updated. 
    I really hope you both get your mortgages :) I will follow this hoping good news for both. 


  • Damien83
    Damien83 Posts: 16 Forumite
    10 Posts Name Dropper
    Hi,

    How did you get on with your mortgage applications from precise? 


  • Toodlepips
    Toodlepips Posts: 35 Forumite
    10 Posts Name Dropper
    Hiya! they came back Friday last week asking for some more info, another payslip, bank statement, p60s and contact number for my employer. Hopefully I will hear something back this week! I cant get excited about the house until I have a mortgage offer  :# 
  • Damien83
    Damien83 Posts: 16 Forumite
    10 Posts Name Dropper
    Hi,

    It is very daunting and stressful! 

    Are you buying a new build? Have you had valuation take place yet? The fact that they are asking for additional info and not flat out decline is positive :) 
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