Help me work our where my money went

Newbie1170

I have a great job with commission most months so I have just run with my basic wage. 

My commission usually £1000 at least a month so what I want to do is save that. 

When I look back over last year I earned £12700 commission plus whatever was usually left from my wage but still only have half the savings. 

Don’t get me wrong I got married last year and we had a honeymoon to America so I spent £1500 on that as my art then we had a few abroad trips so the outset probably was spent on holidays. 

My husband doesn’t get such a good wage as me after my commission do a lot of times I’ll just pay for dinner out or something. I really wish I kept a note. 

What id love to do is I’ve budgeted this year with £300 a month so I don’t have to go into savings or commission
all my debt I have budgeted will be paid for within the 0% term
i can’t overpay the loan and have only just taken out the car finance so the only thing I want to try s add bd get rid of just now would be the barclaycard. Any extra advice appreciated 
I’m going to keep track of everything this year 

[font=courier new][b]Statement of Affairs and Personal Balance Sheet[/b][b]

Monthly Income Details[/b]

Monthly income after tax................ 1573.36

Partners monthly income after tax....... 0

Benefits................................ 0

Other income............................ 0[b] app

Total monthly income.................... 1573.36[/b][b]

Monthly Expense Details[/b]

Mortgage................................ 0

Secured/HP loan repayments.............. 0

Rent.................................... 122.36

Management charge (leasehold property).. 0

Council tax............................. 59

Electricity............................. 29

Gas..................................... 0

Oil..................................... 0

Water rates............................. 0

Telephone (land line)................... 37.5

Mobile phone............................ 10

TV Licence.............................. 0

Satellite/Cable TV...................... 0

Internet Services....................... 0

Groceries etc. ......................... 120

Clothing................................ 0

Petrol/diesel........................... 100

Road tax................................ 0

Car Insurance........................... 15

Car maintenance (including MOT)......... 25

Car parking............................. 0

Other travel............................ 0

Childcare/nursery....................... 0

Other child related expenses............ 0

Medical (prescriptions, dentist etc).... 0

Pet insurance/vet bills................. 0

Buildings insurance..................... 7.5

Contents insurance...................... 8.14

Life assurance ......................... 0

Other insurance......................... 0

Presents (birthday, christmas etc)...... 0

Haircuts................................ 0

Entertainment........................... 300

Holiday................................. 0

Emergency fund.......................... 166.66

Icloud.................................. 2.49

Sons mobile............................. 13.32

Christmas............................... 10

Birthdays .............................. 10

Netflix................................. 4[b]

Total monthly expenses.................. 1039.97[/b]

[b]

Assets[/b]

Cash.................................... 0

House value (Gross)..................... 0

Shares and bonds........................ 0

Car(s).................................. 0

Other assets............................ 0[b]

Total Assets............................ 0[/b]

[b]

No Secured nor Hire Purchase Debts[/b]

[b]Unsecured Debts[/b]

Description....................Debt......Monthly...APR

Airpods........................147.33....47.33.....0

Tv.............................233.04....23.3......0

Christmas presents.............108.99....21.8......0

Wedding loan ..................3600......93.54.....15.9

Couch..........................660.......33.31.....0

Car finance ...................7652......147.......8.9

Barclaycard....................2302.98...167.......26.9[b]

Total unsecured debts..........14704.34..533.28....-  [/b]

[b]

Monthly Budget Summary[/b]

Total monthly income.................... 1,573.36

Expenses (including HP & secured debts). 1,039.97

Available for debt repayments........... 533.39

Monthly UNsecured debt repayments....... 533.28[b]

Amount left after debt repayments....... 0.11[/b]

[b]Personal Balance Sheet Summary[/b]

Total assets (things you own)........... 0

Total HP & Secured debt................. -0

Total Unsecured debt.................... -14,704.34[b]

Net Assets.............................. -14,704.34[/b]