Debt sold after bankruptcy

Lardywhoops

Hello, 
please can any one help me with this query. 

I was declared bankrupt in January 2017. 

A debt was sold in July 2017.
Credit file shows new company owning this debt but have marked it as a payment made April 2017 and then defaulted May 2017. 

I pointed out to them I was bankrupt in January 2017 and therefore didn’t make a payment to them in the April. 

They confirm they have made a mistake and have now changed it to defaulted January 2017. 

However, they didn’t own the debt then. Can they do this? 

Seems annoying as it now shows on my credit file that I have an extra debtor at bankruptcy when Infact I knew nothing about them and nor did they know I existed! 

fatbelly

Yes that's fine. Companies buy insolvency debts all the time - must pay pennies for them as they rarely get anything back.

sourcrates

It makes no difference to you, your bankruptcy covered all your debts, insolvency debts are sold all the time in the hope the solution you chose fails, that`s how desperate some companies are.