Incorrect parking fine - will it affect my mortgage application?

Cheekystar

I’m mid way through my first mortgage application. I’m really concerned that I got an incorrect parking ticket (inputted my vehicle reg incorrectly due to rubbish machines!). I completely forgot to contact them regarding it (really angry at myself for forgetting!)

I have now got a letter from Debt Recovery Plus (first letter since incident) - asking to collect payment.

I don’t care about paying the fine - I’m just really concerned it’s going to affect my mortgage application - especially because it was an innocent mistake!!! 
help x

davidmcn

If all that's happened is that you've received your first invoice for the amount allegedly due, no that won't have gone anywhere near your credit records. And (I think) won't do unless and until you get a CCJ for not paying it.

kingstreet

What is visible on a recent copy of your credit file?

Cheekystar

kingstreet said:

What is visible on a recent copy of your credit file?

Nothing untoward on my most recent credit report, all is good and my credit score is the same!

kingstreet

Cheekystar said:

kingstreet said:

What is visible on a recent copy of your credit file?

Nothing untoward on my most recent credit report, all is good and my credit score is the same!

In which case, no impact.
If however you need to, ensure any Court action is dealt with immediately. Defend any claim and if judged against, pay immediately to prevent registration of the judgment (within 30 days.)