Remortgaging - Restriction found on title

n15h

Hi, apologies if this is in the wrong forum.

I'm going through the process of re-mortgaging for the first time and the solicitor acting for the lender that I am re-mortgaging to, have found a restriction on the property title deed. The restriction is: "No disposition of the registered estate by the proprietor of the registered estate is to be registered without a certificate signed by a conveyancer that the conveyancer is satisfied that the person who executed the document submitted for registration as disponor is the same person as the proprietor."

Having looked at my paperwork when i bought my house 2 years ago, I cannot find any information from the solicitor who handled my property purchase, informing that this restriction was going to be added.

I have a copy of the mortgage deed that i signed during the purchase and there is nothing on it about this restriction. However after the sale was registered at Land Registry, I saw the updated title has the restriction. I should have identified this when the time i bought the house and received the updated title, however as a FTB i was never aware.

The new lender's solicitor has requested that I obtain a certificate from a solicitor or licensed conveyancer which confirms that I am the registered proprietor and the same person that has signed the mortgage deed, however this would be at my own expense, since the lender's solicitor is only covering standard legal fees.

I have been made aware of a Form RX3 that can remove restrictions. I'm unsure if this will work or will affect the re-mortgaging process.

If anyone can help on what I should do, that would be appreciated.

Thanks in advance.