Remortgage in my 40s over 25 yrs?

ACG

MascaraMinx said:

ACG said:

Lenders will most likely want the mortgage cleared before your retirement age in the main. There are exceptions but you will be complicating things by going down that route. It is probably easier (not necessarily better) to extend your retirement age and if you decide to retire before that date, you can then use your pension to do that - but I think you would be wise to take advice before going down either route. 

So if I’d be better to say I’m going to retire at the latest age possible to get the longest term I can?

Are there particular lenders who are less bothered about this, or does it constantly vary?

Im not allowed to say that, I am saying it is possibly an option if in theory you are prepared to work to that age if your pension did not value up as hoped for example.