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Son keeps getting debt letters from lowell

nutterlesley
Posts: 1 Newbie
Hi our son keeps getting debt letters from Lowell finance Its for a company JD William's for ladies clothing he has Nevet opened any accounts with them it's over 4 years ago at a previous address What do we do they've now sent a letter saying g they will collect goods
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Comments
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First step is the "proveit" letter I think - you'll find the link in the sticky post at the top of the board.
I'd suggest your son also checks his credit files to see what shows on there, if he's not already done so.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
I wonder what the Lowell boys an girls will do with your sons second hand boxer shorts, maybe dress up as chickens and have a laugh down the office party perhaps !!
Lowell are a debt purchasing company, they do not collect goods, as they are not certified bailiffs, either your reading the letter wrongly, or whoever wrote it was suffering from a particularly bad hangover that morning.
Send the "provit" letter, see what evidence the bright sparks at Leeds central can conjurer up.
Once we know what we are dealing with, we can move it forward.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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