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DrSpendingLittle's New Home - staying accountable and responsible
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Had a NSD yesterday and hoping for another today. Not sure what we will have for dinner but I am hoping we have some things in the fridge / store that will work. LO has leftover lamb curry that I made him yesterday - he loves this dish! I have some meat in the freezer to defrost for his dinner tomorrow, I just need to buy a couple of individual vegetables to make the meal - I refused to pay £1.60 for a packet of three courgettes on Monday's top up shop when I only needed one (no loose veg in that shop) so I need to pop out tomorrow to get that and a carrot.
I think I will only need to take £100 out of savings to cover me this month, but I am going to wait until the last possible day to do it.
Not much happening on the house sale at the moment - solicitors are playing enquiries ping pong and I'm in the midst of waiting for interim statements so I can appease the fraud person that our savings do indeed come from equity and general savings. The issue is that I transferred my half of the equity about three times! Once out of my current account, then out of the other current account to a savings account, then out of that to my ch4se saving account. I've had to write a narrative statement explaining all this and showing statements as evidence! Just need to wait for the interim statements to be issued by my bank (my savings accounts only seem to issue statements annually) and I can send all the information in. I still have the mortgage deed to print off, witness sign and return but I will do that when I am next in the office.
DSLMortgage started November 2024 | Repayments started Jan 2025 | £358,000 | 22 years | 5 yr fix @ 3.74%
Shifting into a higher gear of financial freedom
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I've decided to graduate myself to the Mortgage Free Wannabe's board and have created a new thread there:
https://forums.moneysavingexpert.com/discussion/6558077/daring-to-dream-mortgage-free-by-63/p1?new=1
Do feel free to join me over there - I'll be keeping up with all your progress over here, but for now I will wrap this discussion up.
Thanks to everyone who has rejoined me on my journey here and a big shout out to those OG's from my 2017-2019 debt busting days!
DSLMortgage started November 2024 | Repayments started Jan 2025 | £358,000 | 22 years | 5 yr fix @ 3.74%
Shifting into a higher gear of financial freedom
1
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