Worried of Prescot

worried_of_Prescot

A few years ago I managed to get myself into quite a debt using various credit cards to help clear my previous credit card debts, in total £20,000 but over the past 16 months and with the help of Pay Plan a debt management co my debts are now £13,500. The 4 banks have been helpful up to now but Halifax Credit Card has now started to charge me out of the £132 I pay them each month £101 is interest charges at that rate it would take me an awful long time to pay them off,
if the other three banks who have not charged me interest yet start charging me I will never be able to sort my debt out, I am paying a total of £300 per month back as I can not afford any more. I wanted to be honourable and pay my debts back but weith the interest charges I see no way out--What can I do Can any One Give Me some Advice.

chevalier

I would suggest that you give payplan a call and ask them to intercede with the bank.
chev

Larumbelle

Seconded. Also, do CCCS know that Halifax are doing this?

it might be worth speaking to your MP. A quiet word from them could work wonders - it did for me with Barclaycard in a similar situation.