We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Aldermore Mortgage Help
Cheekystar
Posts: 6 Forumite
Hello,
Me and my partner are first time buyers, I have an Excellent Credit score, my boyfriend not so much around 610 on Experian - due to an unpaid student overdraft around 1.5 years ago (innocent mistake unfortunately). He possibly had an issue with a Broadband Bill however it hasn't shown on any credit report. Other issues are we've been self employed for 2 years and have just become employed however we've both have just had 3 payslips.
We have offered a 5% deposit on the property of £175k.
We have an agreed AIP from Aldermore (it was referred then got agreed quickly)(got Declined with all high street banks). Our offer has been accepted on our property.
My question is - how likely is it that we'll be accepted, I know for sure we can't say but it is causing me so much stress and anxiety!
I just want it done and ready!!!!!
Me and my partner are first time buyers, I have an Excellent Credit score, my boyfriend not so much around 610 on Experian - due to an unpaid student overdraft around 1.5 years ago (innocent mistake unfortunately). He possibly had an issue with a Broadband Bill however it hasn't shown on any credit report. Other issues are we've been self employed for 2 years and have just become employed however we've both have just had 3 payslips.
We have offered a 5% deposit on the property of £175k.
We have an agreed AIP from Aldermore (it was referred then got agreed quickly)(got Declined with all high street banks). Our offer has been accepted on our property.
My question is - how likely is it that we'll be accepted, I know for sure we can't say but it is causing me so much stress and anxiety!
I just want it done and ready!!!!!
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards