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Help to buy advise

Hi would appreciate some advice on help to buy my husband is 64 and I am 50 we are applying for a help to buy mortgage but when we complete the application it says its fails on the sustainability calculator. We want a 10 year mortgage.

Any advise or suggestions gratefully received

Comments

  • MovingForwards
    MovingForwards Posts: 17,161 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Do it in your name?

    Or do you need both incomes to achieve the mortgage amount?

    It's your husband's age that's working against you.

    Have you spoken with a specialist broker?
    Mortgage started 2020, aiming to clear 31/12/2029.
  • kingstreet
    kingstreet Posts: 39,316 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You may have to use a longer term to turn out any red lights.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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