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2020 comeback
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dottyanne
Posts: 1,530 Forumite

I’m an historic user of the site which has helped me immensely - I’m doing ok but still have some unsecured debt which I’m looking to clear in 2020. There’s around 23k in total, repayments are around £1200 on these a month the largest being a loan repayment taken over 3 years of which there are 23 payments left - I am managing to make my repayments fine so no problem there I would just like to incentivise myself to shift as much as I can in 2020...I am thinking to try to earn an extra £500/£1000 a month and throw this towards the debts ... I’ve lots of stuff to sell and eBay and this will start this month moving forward - I’ll post exact figures in the next post
Focusing on clearing the credit cards in 2018 :T
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Maybe post this in the diary section ?
I can move it if you wish ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Making extra money is great but if you are not keeping an eye on your spending it will flow out as fast as it flows in! Would be a good idea to put together a SOA and have a review of current expenses - feel free to post it here if you want some help.
Best of luck.2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
Mortgage Overpayment Total: £22,397.10
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