How accurate is MSE's Eligibility Checker?

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Just wondering - if MSE's Eligibility Checker says "you are not eligible for this card" is that definitely the case, and if I apply for that card I would be rejected?
Just curious, as I've been stoozing for many years and never been declined for a card yet, and yet the MSE checker reckons I'm ineligible for most of the useful cards on the market.
Just curious, as I've been stoozing for many years and never been declined for a card yet, and yet the MSE checker reckons I'm ineligible for most of the useful cards on the market.
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You will find plenty of stories of people defying the odds and getting refused/accepted against the odds but then if you've a 90% chance of being accepted it means 1 in 10 are accepted so does the exception show the percentages are off or its just the one in ten.
If you dont consider MSE (now part of Money Supermarket) to be sacred you could inevitably ask the question on if the referral fee given forms any part of the calculation
I have twice been rejected for cards from 2 different providers where I was rated 95% but accepted for one where I was only given a 30% chance of approval.
He who rejects change is the architect of decay. The only human institution which rejects progress is the cemetery.
-Harold Wilson
5% chance of being declined for card A
5% chance of being declined for card B
30% chance of being accepted for card C
The percentage chance of ALL of those occurring is 0.075%, or 1 in 1,300.