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Halifax Mortgage - advice!

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Comments

  • That's all sounding positive to me and given that they are going to instruct the valuation, once the items are back, you can be pretty sure that you aren't going to now fail due to the previous credit issues.

    Halifax have a system, whereby you they filter you down to a lower LTV if you don't fit, what you have asked for, so are usually okay, once you get to the point you are now at.

    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Excellent, thank you! I will keep this thread updated :) xx
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Look carefully how Halifax treat their existing customers and their retention deals.

    They penalise you as your mortgage gets smaller.
  • I don't understand what you mean?
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