Close Credit Card or keep it?

Rigsbyscat

I have decided to cut one of them up and to reduce the limit right down on the second credit card which I will keep locked up at home and not in my wallett! Thanks for the advice all, I just needed some encouragement.

angelflower_2

ok, inspired. I wanted to keep mine 'for emeregencies' and to help get my rating back up when i get myself on track.

What a laugh!!! Been trying for three years so far and hasnt worked so far so now am serious.

CUT THEM BOTH UP!!!!

Ive just cut mine up - horrible feeling. Really scared. But oddly freeing! Woo hoo

High_Peak_Lass

I'd have to say snippy,snip,snip based on previous and current bitter experience. I'm on my last chance 0% one now and i really don't want to consilodate again!

doodledo_2

I would definately snip snip both of them.

Been down the consolidate and have them for emergency only route before and now back in £6k of debt