Workplace pension L&G

cloud_dog

If I were 25 and this was my pension then I wouldn't be looking for any investment holding bonds or property. That is me, and I am comfortable with the volatility associated with 100% equity exposure.

I would look for a global fund, and possibly a global smaller companies fund, or at least ensure the global fund included smaller companies.

Jrose1927

Is my current plan 100% equity exposure

If so I guess the life strategy funds in l&g are all safe funds for a pension ?

Jrose1927

Does anyone have a link for a salary sacrifice calculator

One where I can compare how my take home pay and taxable income would be different if I put a % in compared to if I didn't use salary sacrifice

Thank you

kangoora

This should do what you need

https://www.thesalarycalculator.co.uk/salary.php

Jrose1927

Just what I needed that

Seems if I sacrifice an £20 extra of my wage a week works out I get £3000 extra a year with myself just paying £2000 for my pension

Thanks for all the advice guys £25000 over 25 years into my pension rather than going to the tax man