Married Couple Allowance

janbeno

Father-in-law was born 1931 ,and I was hoping to get his tax reduced via the Married couples allowance for those born before 1935. M.I.L born 1928 and they've been married for 68 years.Some details regarding his income:

Tax code 1214T [this was his code July 2019]not sure of his private pension monthly total, but his state pension weekly amount is £178.32. So that would be £713.28 monthly?

Could I get tax back for him and if so what form do I use to get it?

Thanks for your help in advance.

molerat

Are you sure about that tax code, seems awfully high for someone receiving state pension. Are you sure he is not already getting it as his tax code would be increased to pay it.

janbeno

I have a pension department letter with Tax Code/ Basis giving 1214T as the tax code. This is for a private pension and state pension combined. As I said I don't know his private pension amount., but his state pension part is £713.28 pm.

xylophone

What exactly does the last Notice of Coding say?

Are you sure that he is not already receiving MCA? The T on the tax code indicates that this may be the case.

https://www.litrg.org.uk/tax-guides/pensioners/what-tax-allowances-am-i-entitled

https://www.gov.uk/calculate-married-couples-allowance

janbeno

I looked up the T and it indicates other income taken into account. I presumed that to be his state pension.

molerat

With a tax allowance of £12500 and a state pension of £9272 his tax code would likely be around 322 so you need to look at his notice of coding to see where the extra has come from.

xylophone

I looked up the T and it indicates other income taken into account. I presumed that to be his state pension.

https://www.gov.uk/tax-codes


T Your tax code includes other calculations to work out your Personal Allowance

You need to check what they are.

Dazed_and_confused

My money is on the father in law already having claimed Married Couple's Allowance.

That would probably explain the additional tax code allowances.

One of the reasons why a T suffix code is used is where it includes the maximum Married Couple’s Allowance.

janbeno

You have to actually put in for the Married couples allowance and F.I.L never asks for anything. He was still with British gas on standard rate till 6 months ago, was paying £350 py to his bank for house insurance for a terraced house? I'll have to check with HMRC. Thanks all for your input.

Dazed_and_confused

He may not remember asking for it but I'm sure he will have done.

Married Couple's Allowance has been around for 30-40 years at least.

All you need to do is get him to look at the make up of his tax code on gov.uk and that will show if if is included or not.

In the unlikely event it isn't he could potentially be entitled to a tax refund of £4k or so for the past few years.

janbeno

I'll have another look. Checked the works pension letter and it shows his monthly pay is £514.84.

So 514.84 x 12 = 6182.88 + 178.32 x 4 = 713.28 x 12 = 8559.36 total = £14742.24

I did the HMRC calculator based on that total amount and it says he could be entitled to £891.50 py.

I will dig a bit more on HMRC website and maybe phone them when with F.I.L and talk to them?

Thanks.