We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NatWest overpayments
jonathon10000
Posts: 1 Newbie
Hello
I was wondering if anyone knows how much I can overpay in a single lump on a NatWest mortgage before they reduce your monthly repayment? I have a feeling it's £1000 .
Cheers
I was wondering if anyone knows how much I can overpay in a single lump on a NatWest mortgage before they reduce your monthly repayment? I have a feeling it's £1000 .
Cheers 0
Comments
-
Hi
Natwest have a great calculator when you look online at your mortgage, it will either tell you how much your month DD will come down by or time off your mortgage - which ever you prefer.
Then when you pay it off, you also decide which you want.
Good luckHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
0 -
Best thing would be to phone and ask or read the terms and conditions of your mortgage.
Through experience I found the mortgage adviser at the bank very helpful, just a few comments
from him gave me, what I would call - inside info or hints. :j Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Hi jonathon! I have a Natwest mortgage and can confirm it is £1000. I made an overpayment recently of just over a £1000 and it reduced my monthly payment by a tenner.
Hope that helps Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!0 -
Yep, £999.99 and it'll stay the same. Their live chat is good if you have any specific questionsMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.3K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards