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First Time Buyer Again?

chrisnewbeginnings
chrisnewbeginnings Posts: 10 Forumite
Sixth Anniversary Name Dropper First Post
edited 22 January 2020 at 11:40AM in Mortgages & endowments
Hi All,



I'm getting back on the property ladder again.. I have previously owned 2 houses.. then divorced.. and currently renting. I have no chain.



For the purposes of getting a mortgage and stamp duty relief... am I a first time buyer (returning homeowner)?


Trying to get clarification.

Any advice/guidance would be really welcome.


Thanks,



Chris

Comments

  • [Deleted User]
    [Deleted User] Posts: 3,297 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    chrisnewbeginnings wrote: »
    Hi All,



    I'm getting back on the property ladder again.. I have previously owned 2 houses.. then divorced.. and currently renting. I have no chain.



    For the purposes of getting a mortgage and stamp duty relief... am I a first time buyer (returning homeowner)?


    Trying to get clarification.

    Any advice/guidance would be really welcome.


    Thanks,



    Chris

    Maybe in terms of the mortgage depending on the lender and when you last had a mortgage. The SDLT relief for FTB, definitely not.
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