Advice on living with a bankrupt

Annie2007

My partner declared personal bankrupcy in September and is due to be discharged after a year. He is living in a rented house at the moment but we are talking about him moving in with me. can someone tell me if this will affect my credit rating at all? Its always been very good. I've been in my house foir years and have never had any financial problems. We would keep our finances totally seperate and he would just pay me rent, instead of paying his landlord! All advice on whether this is likely to cause me credit problems would be great, thanks.

Annie

rog2

It should not affect your credit rating in any way, Annie, provided that you continue to keep your financial affairs totally separate.
Only if you were to apply for a joint account, or loan, would your partner's credit rating have any effect on yours.

Conor_3

In addition to what rog2 has said, it may be worth getting copies of your credit reports from Experian and Equifax every 6 months for the first couple of years just to make sure nothing is being linked. If it is, you'll need to write a letter of disassociation to the credit reference companies and they'll have details on how to do this on their websites.