Snowball Calculator

[Deleted User]

I'm having some problems finding a reliable snowball calculator. I have used Whats The Cost in the past but I found it wasn't very good at handling 0% BT offers on credit cards and now when I try to save or export a snowball I continually get error messages.

Then I tried using Lemon Fool but the promotional rate offer year only goes up to 2020 and I have BT offers that go into 2021. Pushing that issue to one side when I ran the calculator it was telling me to overpay my Barclaycard which has a BT offer until September 2020 and only pay the minimum on my BoS card which has a BT offer ending in May 2020.

Is it just me or have other people been experiencing similar issues?

[Deleted User]

I see what Lemon Fool is doing. It's doing the same thing as Whats The Cost and ignoring the introductory rates and wanting to pay Barclaycard off first because it's usual APR is higher even though I have no intention of paying that rate.

sunflowerlady

Same here, I couldn’t get them to work for me. I’ve done my own on a spreadsheet!!

[Deleted User]

sunflowerlady wrote: »

Same here, I couldn’t get them to work for me. I’ve done my own on a spreadsheet!!

Thank you, I'm glad it's not just me then. I thought I was doing something daft. I'll build my own spreadsheet. :beer: