Mortgage on credit card

Tofolo

I was wondering if there was any way to pay part or all of a mortgage on a credit card. I was thinking of how to benefit from 0% offers, balance transfers between cards or reward cards.

I read an article about a service in America called Plastiq that allows you to pay any bill but you pay plasitq with a credit card. people are using reward credit cards to pay mortgage payments and paying the credit card with the normal mortgage payments. essentually a middle man for the same payments. Is there a similer option in the UK?

what other mortgage hacks are around that people use? I currently overpay my mortgage to be free much sooner and want to hear all ideas

kingstreet

From earlier this week;-

https://forums.moneysavingexpert.com/discussion/6090719/making-overpayments-of-the-mortgage-by-using-credit-card&highlight=pay+mortgage+credit+card

[Deleted User]

Only possibility I could think of is to use Curve. Their new T&Cs/anti-abuse policy is very much against using them where a credit card would be banned though... I get repeated warnings from them.

So you could possibly do it as a 1 off (for, say, a 10% over payment amount) but you'd need to be sure your credit card provider won't see it as cash (since Curve send through MCC these days) - so probably 1 transaction of a quid and then another of £10k or whatever

Only time I could think you'd directly be allowed to use a CC would be if your account was in collections!

gj373

Sometimes you can get 0% offers on moving cash from credit card to current account. You could then use the cash any way you like.