Old AR markers /DM

Jono0903

Hi all,

When applying for a mortgage, can lenders see back further than 6 years if the account remains on your file?

I have some AR markers and a few debt management markers dating back to 2013/14, payments were then brought up to date, then the accounts were paid off then once paid they closed the accounts, so they will remain on my file until six years after the close date.

So was wondering will these still have a negative affect when applying for a mortgage even though they’re longer than 6 years?

Many thanks

[Deleted User]

Lenders can only see data from more than the last 6 years if the account is/was held with them.

MovingForwards

They stay on your file for 6 years after the last ar marker was put on.

Jono0903

Thank you, I didn’t know that, very useful to know 👍🏻