NHS to NHS Job change

Mooskie

Hi again,

I have just been offered a new job that I would like to accept, from NHS over to another NHS. Will this class as a new employment for mortgage purposes, as i would like to arrange a 'right to buy' mortgage in the not so distant future? I have 24years in with the NHS.

Thanks

strawb_shortcake

No, I am employed by another government body and internal moves are irrelevant when applying for a mortgage

Mooskie

even if it is with a different NHS Trust.....that would be fab?!

Moneyminded

NHS trusts are separate legal entities so this would be classed as a new employer. Will you have a probation period with the new NHS organisation?

24 years service in the NHS is good consistency but being in a probation period may be an issue for some lenders. Might not be so much of an issue if the application is in joint names and your partner isn't in a probation period. If applying alone you might just want to think about timing after any probation period has lapsed.

I know when I was speaking with a broker a few years ago this was something I was asked about. Things might of moved on since then.