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M&S loan gone to underwriters
Comments
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Probably many have gone to underwriters. Some will have got the loan, others wont.0
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OP in answer to your question YES... and of course NO, I trust this helps
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Just this is the first time it's happened and wasnt sure about it and how it works.0
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It means they need to carry out further checks before a decision will be made.
What that decision will be is anyone’s guess.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
I applied for an m&s loan yesterday got an email saying it's gone to the underwriters and should hear back in 3 to 5 working days. Has this happened to anyone esle and did you get accepted for the loan. Thanks for any advice.
Irrelevant as each individual applicants case will be different.
Be patient.
Not everyone gets the headline rate.0 -
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Thank you all for the advice.0
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I got the loan apr was 10.60
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