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Remortgage, different lender, joint to single
Breezymark
Posts: 1 Newbie
Hi, good day people
My partner and I have a joint mortgage, but we spilt some time ago and aren't on talking terms, another story! And as a result she isn't paying anything towards the mortgage. We were never married.
If I remortgage to a different lender, does the mortgage have to stay as a joint one? I can afford to go it alone.
Thanks
My partner and I have a joint mortgage, but we spilt some time ago and aren't on talking terms, another story! And as a result she isn't paying anything towards the mortgage. We were never married.
If I remortgage to a different lender, does the mortgage have to stay as a joint one? I can afford to go it alone.
Thanks
0
Comments
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You will need to buy out your ex's share in the property, transfer the property into your sole name and take out a new mortgage in your name alone.MFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
Aug 2014 £114,750 -35 yrs (2049)
Sept 2016 £104,800
Nov 2018 £82,500 -24 yrs (2042)0 -
Your ex will need to agree to any transfer. As painfull as it maybe you need to open communication in some form.0
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