CCA Request Fee

catgotmytongue

How do I send a £1 fee for a CCA request if I don't have a cheque book?
Thanks

Willing2Learn

Go to the Post Office and purchase a £1 Postal Order for each CCA request

catgotmytongue

Ok thank you. Never thought of that :rotfl:

sourcrates

catgotmytongue wrote: »

How do I send a £1 fee for a CCA request if I don't have a cheque book?
Thanks

To comply with the consumer credit act, you must enclose your £1 statutory fee.

However some companies simply return the postal order/cheque, as they no longer charge the £1 fee, so best to leave the payee section blank, then if its returned, you can re-claim your money.

MovingForwards

sourcrates wrote: »

Some companies simply return the postal order/cheque, as they no longer charge the £1 fee,

so best to leave the payee section blank, then if its returned, you can re-claim your money.

I never sent any payment with mine :rotfl:

Even if the PO has the payee name it can still be refunded by the post office, as long as you keep your section of it. (My OH sent a PO off to the DVLA and they returned it, he got his money back).

sourcrates

MovingForwards wrote: »

I never sent any payment with mine :rotfl:

Even if the PO has the payee name it can still be refunded by the post office, as long as you keep your section of it. (My OH sent a PO off to the DVLA and they returned it, he got his money back).

A lot of companies disregard the fee now, as it costs more to process the £1 fee, than its actually worth, however, should your case ever end up in court, and you rely on your copy agreement as a defense, its an important fact that the £1 statutory fee should be enclosed, as failure to do so means your request was not an official request as defined by the consumer credit act, so a good barrister may render your agreement inadmisble in any future court case.


Improbable for the majority of people i agree, but for the sake of a quid........