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I need either alot of time or alot of money
My_Lovely_Carrot
Posts: 26 Forumite
Ok, 50 today. Haven't been here for sometime, maybe 2015'ish. Used to be ex armydreamer and then changed to my lovely carrot and love my little icon so much, I'm sticking with it.
Well we moved house in 2015 and with best of intent planned on lavish overpayments and improving expert squirrelling techniques but fell into the 'lets improve and spend, spend, spend on the new house'.
Well with 4 kids, who seem to think it's ok to have hour long refillable baths and no concept of turning a light off, its been hard work and the budget is stretching more than a hulk Hogan plastic figure.
The mortgage is due for renewal in Nov 2020 and is currently 1.89%, so to knock a bit off before then would be great. The husband also talked us into a new motorhome last September, so that's a weight around my debt free neck which needs reducing down asap.
So, here's to a new diary and a new sensible head to money :beer:
I'm going to subscribe to myself, as I'm a bit rusty with the boards and I'll lose my post.
Well we moved house in 2015 and with best of intent planned on lavish overpayments and improving expert squirrelling techniques but fell into the 'lets improve and spend, spend, spend on the new house'.
Well with 4 kids, who seem to think it's ok to have hour long refillable baths and no concept of turning a light off, its been hard work and the budget is stretching more than a hulk Hogan plastic figure.
The mortgage is due for renewal in Nov 2020 and is currently 1.89%, so to knock a bit off before then would be great. The husband also talked us into a new motorhome last September, so that's a weight around my debt free neck which needs reducing down asap.
So, here's to a new diary and a new sensible head to money :beer:
I'm going to subscribe to myself, as I'm a bit rusty with the boards and I'll lose my post.
"We have our own dream and our own task. We are with Europe, but not of it.
We are linked but not combined. We are interested and associated but not absorbed." Sir Winston Churchill
We are linked but not combined. We are interested and associated but not absorbed." Sir Winston Churchill
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Happy birthday Carrot. Looking forward to reading your diary, look forward to reading your plans.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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Happy Birthday. :bdaycake:
Welcome New Diary, lovely time to start again.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Happy birthday for yesterday! I’m due for a remortgage in November 2020 too so hoping to reduce term by a couple of years then. When your head is in the right frame of mind you will be amazed where you can find pennies. The mantra in my house is also TURN IT OFF!!!
SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; Sept 2025 £18,399.00 2025 OP £1703.13/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)0 -
Welcome back and happy birthday
MFW 67 - Finally mortgage free! 💙😁0 -
Happy Birthday. Welcome back and good luckMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming0
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Refillable baths? The luxury!
Ps. Did you mean Stretch Armstrong? 0 -
Good luck! The stretch Armstrong reference made me giggle, I think we can all relate to that! x0
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