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Help to Buy in 2020
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Same here, where we live no 3 bed is less than 300k. We also got a good deal with the developer they are paying legal fees, stamp duty And flooring which really helps as we aren’t first time buyers. I would get some advice from a broker and see, they’ll let you know for sure if you’d need a bigger deposit and go from there0
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You need to do lender and HTB affordability calculators to establish your options. The lower output of the two determines what you can/can't do.
Lender calculators are online. The HTB AC is a spreadsheet you can download from the HTB website.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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