Universal Credits

renegadefm

JoeCrystal, by that do you mean by having a pension it raises the universal credit threshold?
It hasent in this case because all they did was an hours overtime and it tipped it over 16 hours and the credits were stopped.
So they are very upset because they feel all they did was a favour for the head chef but it caused them to lose their credits.
They cant work longer hours elsewhere due to having a dependant child. The job they have worked out well for that.

renegadefm

Zagfles, I will be honest I didnt understand that link or any of it which is why I am here.
All I know is they were told they did more than the 16 hours threshold which is why the universal credits were stopped.
So I dont know if it based on final take home pay or actual hours worked.
Hence my idea if she loses more of it in their pension and take home less would that be an eligible thing to do to reinstate the credits?

JoeCrystal

renegadefm wrote: »

JoeCrystal, by that do you mean by having a pension it raises the universal credit threshold?

Not exactly, it meant that you could deduct the pension contributions from the income so you can get increased Universal Credit although not enough to replace take-home pay if I remember correctly.

It is entirely possible as far as I can see, to be an average salary of £29,000 on 40 hours a day, contribute £25,400 into the pension and get universal credit although it is likely to be few pounds. Of, course, I may be wrong. It was handy for WTC at the time.

p00hsticks

renegadefm wrote: »

Zagfles, I will be honest I didnt understand that link or any of it which is why I am here.
All I know is they were told they did more than the 16 hours threshold which is why the universal credits were stopped.
So I dont know if it based on final take home pay or actual hours worked.
Hence my idea if she loses more of it in their pension and take home less would that be an eligible thing to do to reinstate the credits?

You might be better off asking over on the Benefits board, as I think this is more in their area of expertise
https://forums.moneysavingexpert.com/forumdisplay.php?f=139

renegadefm

JoeCrystal, the irony of this case is its on a much smaller scale than the sinario you gave.
Its literally an hour or two overtime which universal credits says is unexeptable as it equalled more than 16 hours thats all I know.

sammyjammy

renegadefm wrote: »

Hi,
Someone I know had their Universal Credit stopped because they did a few hours overtime which lead them over the threshold of doing 16 hours a week, so Universal Credits learned of the increase of hours even though it was only a few hours extra.
My question could they avoid going over the 16 hours by contributing more to their pension, so in affect if they for example increase their pension contribution by an amount that would absorb any overtime money?
This would of course leave the person short on the weeks they dont do overtime, but at least they wouldn't lose their Universal Credits.
So is my theory workable?

There is no 16 hour limit on Universal Credit

NedS

sammyjammy wrote: »

There is no 16 hour limit on Universal Credit

Correct.

The only benefits which stop when working 16h/week or more are the old legacy benefits JobSeekers Allowance (JSA) and Employment Support Allowance (ESA).

joyce341

My son  works full time on his own with two children and struggles recieves no help so applied for Universal credit recieved one payment (he gets paid fortnightly from work )and then stopped reason given as three paydays in the month exceeded the amount but do not take into account  that he still has bills to pay i.e. three paydays six lots of  lots of weekly bills i.e rent,council tax,untilities,food and so on,so each time this  this happens which it dose four times a year so when this happens it is stopped and he has to repply and or iff gets reinstated with Universal credit it will mean each time he has to wait  five weeks for it to be reassessed this is crazy surely they should take into account each week his bills stay the same regardless of when gets paid ?