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Struggling to pay benefit fraud payments back.. bankrupt?
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Foxton30
Posts: 6 Forumite
i,
I’m new here and is desperate need of help.
7 years ago I left my abusive ex husband. Throughout our marriage and relationship I claimed as a single parent. This was due to me having zero financial help from ex and him taking whatever I was getting. I was in an awful position, my mum had just died (I was 19) and I was raising two children practically alone. I’m not trying to excuses but I was in a horrible situation.
Fast forward im now happily married with another child.
I live in his mortgaged house.
I don’t work but have started volunteering. I have been diagnosed with borderline personality disorder.
I currently owe £18k for council and housing benefit. It’s currently with bristow and sutor and I pay £30 a week out of the allowance my husband gives me. They want to put it up in 6 months.
I owe £6k income support/tax credits roughly (been paying that back for years).
I am losing sleep over it. I’m so embarrassed that I feel like I can’t talk to husband about it. Plus I wouldn’t expect him to help me as he works bloody hard and already pays for us to survive.
I don’t know what to do. I can’t imagine being with bristow and sutor forever, they are bloody awful. Iv asked on other places and they tell me not to pay them and wait until it goes back, but I feel sick and the thought of living on edge.
I’m new here and is desperate need of help.
7 years ago I left my abusive ex husband. Throughout our marriage and relationship I claimed as a single parent. This was due to me having zero financial help from ex and him taking whatever I was getting. I was in an awful position, my mum had just died (I was 19) and I was raising two children practically alone. I’m not trying to excuses but I was in a horrible situation.
Fast forward im now happily married with another child.
I live in his mortgaged house.
I don’t work but have started volunteering. I have been diagnosed with borderline personality disorder.
I currently owe £18k for council and housing benefit. It’s currently with bristow and sutor and I pay £30 a week out of the allowance my husband gives me. They want to put it up in 6 months.
I owe £6k income support/tax credits roughly (been paying that back for years).
I am losing sleep over it. I’m so embarrassed that I feel like I can’t talk to husband about it. Plus I wouldn’t expect him to help me as he works bloody hard and already pays for us to survive.
I don’t know what to do. I can’t imagine being with bristow and sutor forever, they are bloody awful. Iv asked on other places and they tell me not to pay them and wait until it goes back, but I feel sick and the thought of living on edge.
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Comments
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Hi,
Why were the overpayments so large ?
Any debts obtained through fraud are not discharged under bankruptcy.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Because it was a good few years.0
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OP has also posted this on bankruptcy board could someone merge"You've been reading SOS when it's just your clock reading 5:05 "0
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